Texas Trucking Insurance

All owner-operators and trucking companies must carry commercial auto insurance with adequate liability coverage.

This insurance helps protect the owner-operator or motor carrier from liability lawsuits if the truck driver causes an accident resulting in third-party injuries or property damage.

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Why Do Truck Drivers Need Commercial Truck Insurance?

Federal law requires motor carriers and owner-operators to purchase public liability insurance for their DOT-regulated commercial motor vehicles.

However, regardless of DOT regulations, most states require all tractor trailers to have commercial auto coverage, even for leased units.

Your options for commercial truck depend on the needs of your trucking business, the truck driver and the type of goods you haul.

Is There Insurance Available for Tractor Trailer Drivers?

Your agent may recommend the following additional commercial trucking insurance policies, depending on your situation:

  • Trailer interchange. This policy helps pay to repair or replace a trailer when someone other than the owner uses it.
  • Bobtail. This policy helps cover damages caused when the truck does not have a trailer attached
  • Cargo insurance. This policy helps cover financial loss incurred from damaged or lost cargo.

How to Get Texas Trucking Insurance

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Insurance Select is committed to helping you find a policy to fit your specific needs.

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* Disclaimer: The information provided on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage options, terms, conditions, and exclusions vary based on individual circumstances and the policies issued. For specific details about your coverage, please refer to your policy documents or consult with a licensed insurance agent. Insurance Select is not responsible for any errors or omissions in the information provided or any actions taken based on it.